Blank Loans for Investors

Blanket Loans for SFR and Multi-Family Portfolio Investors

The Financing You Need To Buy, Fix & Flip Homes For Profit

Multi-Property Loans

Property Types: 1-4 Family, Condos, PUDs

Minimum # of Properties: 5

Loan Purpose: Purchase and Refinance

Loan Term: 5, 10 or 30 Year

LTV Recourse: Up to 75%

Non-Recourse: Up to 60%

Rate Type: Fixed

Rates: As low as 7%

Minimum Property Value: $50,000

Borrower Types: Single Person Entities (e.g. LLC)

Recourse: Recourse / Non-Recourse

Security: First Mortgage & Equity Pledge

Loan Amount: $150,000 to $5,000,000

Amortization: 30-Year

Prepayment Premium: 30 Year: None / 5 & 10 Year: Yes

Real Estate Tax & Insurance Escrows Yes

Minimum FICO: 620

Cross Collateralization: Yes

Fix & Flip: Lines Of Credit

Term: 6-12 Months

Line Amount $50,000 to $5,000,000

Fico Minimum 620

Net Worth Minimum $150,000

Reserves 20% of Requested Line Amount

Fix & Flip: Loans

Loan Purpose: Purchase and Renovation

Property Types: Non-owner occupied residential. (Single family and multi-family up to 30 units.)

Borrower Types: Individual or LLCs Loan

Term: Typically 9 months, but can range from 3-24 months

Security: First Mortgage

Loan Amounts: $50,000 – $2,500,000

LTV: 1-4 Units The lesser of 85% of acquisition and rehab costs or 65% of after repaired value (ARV)

LTV: Multi-Family up to 30 Units The lesser of 75% of acquisition and rehab costs or 60% of ARV

Amortization: Interest Only

Prepayment Premium: None

Recourse: Recourse